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Key players
Every Visa/Master card transaction involves multiple parties. The following definitions will give you a good understanding of
who’s who in the transaction process.

• Cardholder: an authorized Visa user.
• Issuer: a financial institution that issues Visa cards and maintains a contract with cardholders for repayment.
• Merchant: an authorized acceptor of Visa cards for the payment of goods and services.
• Acquirer: The acquirer (financial institution or merchant bank) that contracts with the merchant for Visa acceptance
  and enables Visa card payments from customers.

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UBS is a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE – Member FDIC